For more than 85 years, Third Federal has been a leading mortgage lender. Our mortgage rates are among the lowest. And now with our Lowest Rate Guarantee program, if you find a lower purchase mortgage rate, we’ll beat it or pay you $1,000.*

Here’s how it works:

Easier:

  • Simply provide us with the other lender’s advertisement, webpage, email, rate sheet, or other documentation of mortgage rates.
  • In most cases, you’ll have a rate decision the same day.

Longer:

  • You can lock your rate for as long as 60 days on our standard rate lock or 360 days on our extended rate lock. 


*See conditions for Lowest Rate Guarantee at thirdfederal.com, or call 1-800-THIRD-FED.