We do offer debit card access to our Checking and Statement Savings accounts; however, we do not offer ATM only cards. You can use your Third Federal Debit Card to make unlimited, free purchases at any retailer worldwide that accepts MasterCard®.


Third Federal has partnered with Fifth Third and All Points to provide ATM access.  As long as you stay within the Fifth Third's ATM network or the All Points network, there will not be a Third Federal surcharge associated with your withdrawals.


The first four ATM withdrawal transactions at any Fifth Third ATM machine within your statement cycle period (monthly) are free of charge.


Beginning with the fifth ATM withdrawal, your account will be accessed a $2.00 fee for each additional withdrawal within the statement cycle period.