GENERAL INFORMATION

Does FDIC insure my deposits?
FDIC deposit insurance is $250,000 per depositor. FDIC allows for separate $250,000 coverage for deposits held in your name alone (single accounts), acc...
Thu, 9 Jan, 2020 at 1:21 PM
Can I view my IRA accounts in Online Banking?
Yes, you can view your IRA accounts as well as any joint accounts in Online Banking.  Remember that IRA accounts can only be sole ownership so while you can...
Fri, 7 Feb, 2020 at 1:56 PM
What IRAs do you offer?
Traditional IRA: A Traditional IRA, if you are eligible, can be tax-deductible. The interest you earn on your money is tax deferred. (You don't pay taxe...
Fri, 7 Feb, 2020 at 1:58 PM
What is the difference between account balance and available balance?
Whenever a check is cashed/deposited with Third Federal, a hold is placed on these funds.  If the check is issued from a local bank, then the hold is placed...
Fri, 7 Feb, 2020 at 1:59 PM
Can I put a "stop payment" on a debit card transaction?
No, you cannot put a “Stop Payment” on a debit card transaction. 
Mon, 10 Feb, 2020 at 1:29 PM
How long do I have to dispute an ACH transaction?
You have 60 days from the day you receive your bank statement to dispute an ACH and claim it is unauthorized. 
Mon, 10 Feb, 2020 at 1:29 PM
Can I rollover my IRA to Third Federal?
Yes you can deposit your rollover funds into a Traditional IRA with Third Federal. We will accept the direct rollover under Internal Revenue Code, section 4...
Mon, 10 Feb, 2020 at 2:28 PM
What is Check 21?
To make check processing faster, many banks no longer send paper checks to other banks to receive payment. Instead, these banks exchange payment information...
Mon, 10 Feb, 2020 at 2:29 PM
What is an ACH Transfer?
An ACH (Automated Clearing House) transfer is an electronic transaction that moves money between financial institutions.    Here are examples of ACH trans...
Mon, 10 Feb, 2020 at 2:30 PM
What is an ATM only card?
Don't confuse your debit card with an ATM-only card.   An ATM card is limited in its uses.  You can only use it with your PIN to either withdraw cash at...
Mon, 10 Feb, 2020 at 2:31 PM