MORTGAGES

How can I change where my mortgage payment is coming from?
To change the account number and/or bank that your automatic mortgage payments are coming from, please complete an ACH/Autopay Change/Cancel Form.  This ...
Wed, 30 Oct, 2019 at 3:22 AM
How do you handle property tax payments?
Third Federal collects money from you in order to pay your property taxes.  This money is held in an escrow account until your tax payment bill is due.  In ...
Wed, 16 Sep, 2020 at 12:04 PM
How do I make changes to my automatic payment?
To update recurring ACH payments to Third Federal, AutoPay Loan Payments, or Principal Payments, please complete an ACH/Autopay Change/Cancel Form. This for...
Tue, 22 Feb, 2022 at 11:13 AM
How do you use my credit report?
The credit report Third Federal obtains is used strictly for our lending purposes only.  You can obtain a full copy of your credit report by contact any one...
Wed, 30 Oct, 2019 at 3:25 AM
I'm having trouble checking the status of my loan in the Mortgage Application Status link - why is that?
Many of our customers use the Mortgage Application Status on our website to check the status of their mortgage application with Third Federal.  Depending on...
Wed, 30 Oct, 2019 at 3:26 AM
What happens if I see a lower purchase mortgage rate at another bank?
For more than 85 years, Third Federal has been a leading mortgage lender. Our mortgage rates are among the lowest. And now with our Lowest Rate Guarantee pr...
Thu, 11 Apr, 2024 at 4:24 PM
What is required to have PMI (Private Mortgage Insurance) removed from my mortgage loan?
If you are current on your loan payments, the PMI requirement is automatically removed when you are first scheduled to reach 22% equity (78% LTV) in your ho...
Wed, 30 Oct, 2019 at 3:27 AM
When is my mortgage payment due?
Your mortgage payment at Third Federal Savings is due on the 1st of every month with a 15 day grace period. Any payment received on the 16th or after will b...
Wed, 30 Oct, 2019 at 3:29 AM
Why did my monthly mortgage payment increase?
The most common reason is due to a change in the amount of escrow we collect on your behalf.  If your local taxes have changed, your escrow amount will chan...
Wed, 30 Oct, 2019 at 3:29 AM