GENERAL INFORMATION ON MORTGAGES
Yes. Please contact your loan administrator for assistance.
Thu, 20 Feb, 2020 at 2:29 PM
Third Federal does not offer a bi-weekly payment option on our mortgage loans. Additional principal payments may be made any time after your regular monthl...
Thu, 3 Mar, 2022 at 9:57 AM
We have a program tailored for First Time Home Buyers. It includes home buying seminars and a home buyer guide. A Third Federal preapproval will give y...
Thu, 29 Feb, 2024 at 10:45 AM
None of the loan programs we offer have penalties for prepayment. You can pay off your mortgage any time with no additional charges.
Fri, 21 Feb, 2020 at 1:31 PM
We offer a "Low Cost" option on all our Smart Rate Adjustable Mortgages. For a flat fee of $295 you can close on any one of our 3/1 or 5/1 Smart ...
Fri, 21 Feb, 2020 at 1:32 PM
No, Third Federal does not offer Interest Only Loans.
Fri, 21 Feb, 2020 at 1:33 PM
Any documentation that includes the mortgagee clause should be as follows: Third Federal Savings and Loan Association of Cleveland ISAOA/ATIMA P.O. B...
Mon, 19 Apr, 2021 at 2:12 PM
If you have decided to change loan programs, contact your Loan Administrator to discuss your options.
Fri, 21 Feb, 2020 at 1:34 PM
The Federal Truth in Lending Act requires that all financial institutions disclose the Annual Percentage Rate (APR) when they advertise a rate. The APR is d...
Fri, 21 Feb, 2020 at 1:36 PM
There is no fee for a preapproval application. You may be charged an application fee for purchases and refinances, depending on the mortgage product you...
Fri, 21 Feb, 2020 at 1:38 PM