GENERAL INFORMATION ON MORTGAGES
Yes. Please contact your loan administrator for assistance.
Thu, 20 Feb, 2020 at 2:29 PM
Third Federal does not offer a bi-weekly payment option on our mortgage loans. Additional principal payments may be made any time after your regular monthl...
Mon, 8 Sep, 2025 at 9:32 AM
We have a program tailored for First Time Home Buyers. It includes home buying seminars and a home buyer guide. A Third Federal preapproval will give y...
Thu, 29 Feb, 2024 at 10:45 AM
None of the loan programs we offer have penalties for prepayment. You can pay off your mortgage any time with no additional charges.
Fri, 21 Feb, 2020 at 1:31 PM
We offer a "Low Cost" option on all our Smart Rate Adjustable Mortgages. For a flat fee depending on the state where the property is located, you...
Thu, 27 Feb, 2025 at 9:32 AM
No, Third Federal does not offer Interest Only Loans.
Fri, 21 Feb, 2020 at 1:33 PM
Any documentation that includes the mortgagee clause should be as follows: Third Federal Savings and Loan Association of Cleveland ISAOA/ATIMA P.O. B...
Mon, 19 Apr, 2021 at 2:12 PM
The Federal Truth in Lending Act requires that all financial institutions disclose the Annual Percentage Rate (APR) when they advertise a rate. The APR is d...
Fri, 21 Feb, 2020 at 1:36 PM
There is no fee for a preapproval application. You may be charged an application fee for purchases and refinances, depending on the mortgage product you...
Fri, 21 Feb, 2020 at 1:38 PM
To determine if it makes sense for you to pay discount points, compare the cost of the discount points to the monthly savings created by the lower interest ...
Fri, 21 Feb, 2020 at 1:40 PM